Index Universal Life Delaware: Understanding Interest

The interest within the Index Universal Life Delaware mirrors the up and down changes of the index. If an indexed-based option performs great, the rate will never be more than the cap. If it's a negative performance, the rate of interest will never be less than 0%. This implies you may earn interest in line with what the underlying index earns. This is often subject to the cap and also the floor.

These earnings do not include dividends. Understand that the cash in these policies isn't directly placed in any Index Universal Life Delaware. Built-in features help to limit extreme losses and gains, and such insurance has a cap and a floor. A participation rate controls the return you may get, depending on the cap and floor.

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