One’s lifestyle, health condition, and finances may all affect what you identify is best for you, and the traditional Medicare as well as Medigap or Medicare Advantage. Medicare Advantage plans might prevent money, but make sure to test whether right or appropriate drug benefits are in it. If not, you’ll have to buy a separate Part D plan if you would like that coverage.
One good thing is to check the price of any premiums, copays, and other out-of-pocket expenses, and regardless if there are any limitations in their coverage. If extra benefits are in it, like help with hearing aids and dental bills, make certain to seek out what proportion of those expenses will actually be covered. Compare and contrast these costs to those of buying Medigap and independent Medicare Part D medication policies.